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Building a credit history

Whether you are new to gaining credit or want to build your credit rating here are some tips on how to start building your credit ratings.

  • Ensure that you don't miss a payment a good idea is to setup a direct debit to pay the minimum payment
  • Apply for credit cards which may not have the best APR and offers but will be a start have a look at the credit cards on offer under Build Your Credit History

Starting off with just one credit card will be of benefit to yourself, its best not to apply for more than 5 credit cards in a month. If you get declined then you can usually appeal and on some occasions you maybe accepted for a credit card depending on your circumstances.

We have had a look over various credit cards and we suggest you have a look at our credit card comparison for Building your credit history as these have been selected which maybe of use to help building your credit rating

 


 
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